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What’s on our mind? You can read about it in our blog. Our goal is for you to find a window into our minds, our thought process, our philosophies. So keep checking in. We’re glad to have you reading along.

 

Tuesday, September 24, 2019

Welcome back to our series of blogs on Blind Spots! We all have Blind Spots, things that are potentially hazardous that we don’t even see, things that we should know, or have awareness of, but don’t. This series of blogs...

 

Thursday, September 5, 2019

The Dog Days of Summer were on full display this past month, as a variety of concerns pushed stocks and bond yields lower. After reaching new record highs in late July, the S&P 500 Index dropped approximately three percent in August as...

 

Tuesday, July 30, 2019

Welcome back to our series of blogs on Blind Spots! We all have Blind Spots, things that are potentially hazardous that we don’t even see, things that we should know, or have awareness of, but don’t. This series of blogs...

 

Tuesday, July 23, 2019

Is charitable giving important to you? Is it possible that charitable giving might become more important when you know you have enough money to be okay for the rest of your life? Do you like paying less income tax? If so, you might...

 

Friday, June 7, 2019

Welcome back to our series of blogs on Blind Spots! We all have Blind Spots, things that are potentially hazardous that we don’t even see, things that we should know, or have awareness of, but don’t. This series of blogs...

 

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Monday, May 13, 2019

We’ve shared a lot about financial blind spots on our Blog lately- things we don’t see or miss in our financial lives that may cause problems later, but blind spots are not confined to just our finances or physically while...

 

Monday, April 29, 2019

I grew up enjoying baseball. I liked to play it, watch it on TV and listen to it on the radio. I can remember sitting in my room at night listening to the Washington Senators and the Baltimore Orioles on my AM transistor radio. I can...

 

Thursday, April 18, 2019

Welcome back to our series of blogs on Blind Spots! We all have Blind Spots, things that are potentially hazardous that we don’t even see, things that we should know, or have awareness of, but don’t. This series of blogs...

 

Friday, April 5, 2019

Welcome back to our series of blogs on Blind Spots! We all have Blind Spots, things that are potentially hazardous that we don’t even see, things that we should know, or have awareness of, but don’t. This series of blogs...

 

Wednesday, March 20, 2019

Here is a “Dadism.” Save early and save a lot. I know. You don’t have the money to save. I know, it’s important that you experience life now. I know, things are expensive; it probably costs more for you to live...

 

Friday, March 15, 2019

Welcome back to our series of blogs on Blind Spots! We all have Blind Spots, things that are potentially hazardous that we don’t even see, things that we should know, or have awareness of, but don’t. This series of blogs...

 

Friday, March 15, 2019

Many of us go through life without financial goals…other than to make sure we can pay our bills every month. Some set goals but do not take consistent steps to pursue them. Still others set goals, develop and take action steps...

 

Tuesday, February 19, 2019

Second Half Strategies opened its doors in Charlotte, NC in 2009 to serve the needs of families in the second half of their lives. We decided to focus on this group because financial issues are very different for families once they...

 

Thursday, February 14, 2019

Welcome back to our series of blogs on Blind Spots! We all have Blind Spots, things that are potentially hazardous that we don’t even see, things that we should know, or have awareness of, but don’t. This series of blogs...

 

Friday, January 25, 2019

LPL Research Outlook 2019: FUNDAMENTAL: How to Focus on What Really Matters in the Markets is filled with investment insights and market guidance for the year ahead. LPL Research believes the following three themes will be key to the...

 

Monday, December 31, 2018

Earlier this year, Irina and I climbed Mt. Hood in Oregon. We spent the day before the climb training - climbing and descending with crampons, practicing footwork, using ropes, and working on self-arrest with an ice axe. When we...

 

Monday, November 26, 2018

Many of our clients participate in Medicare which provides health insurance primarily for Americans aged 65 and older. Participants who enroll in traditional Medicare typically have Parts A, B and D as well as a Medicare Supplement...

 

Tuesday, November 6, 2018

Welcome to our series of blogs on Blind Spots! We all have Blind Spots, things that are potentially hazardous that we don’t even see. One of the most well-known Blind Spots is that area over your shoulder to the side of your car....

 

Tuesday, October 2, 2018

Goals are important. Without goals, it’s difficult to have success. Think about this for a moment. If the Philadelphia Eagles didn’t have a goal to win the 2017 Super Bowl, they probably wouldn’t have hoisted the...

 

Friday, August 10, 2018

Recently, someone asked me what investors should be doing with their investments now that US stocks are creeping back toward record levels. Later in this blog, you will see my response, but let me begin by setting the stage for my...

 

Friday, July 20, 2018

Presenting the LPL Research Midyear Outlook 2018: The Plot Thickens, packed with investment insights and market analysis to guide you through all the action we may see in the year ahead. When we as investors began 2018, we were tuned...

 

Monday, June 4, 2018

Imagine you are riding in the cockpit of a commercial airliner. The pre-takeoff checklists are complete, and the airplane has just turned to line up on the runway. Through your headset, you hear “Cleared for Takeoff,” and...

 

Friday, March 23, 2018

We like to think that the planning work we do for our clients is based on mathematical principals. Although there is some art to financial planning, much is based on science. It’s true – we analyze, sort, manipulate and...

 

Thursday, March 1, 2018

A Quick and Easy Guide to Wedding Budgets Do you have children and grandchildren who are planning for a wedding? Are you planning for your own wedding? If so, read this before you do anything else - because weddings can be very...

 

Wednesday, February 7, 2018

My wife and I like to climb mountains. Any mountains. Small mountains like Crowder Mountain near Charlotte, bigger mountains in the Northeast like Mt. Washington and Mt. Katahdin and even more imposing mountains out West, like Mt....

 

Wednesday, January 10, 2018

Presenting the LPL Research Outlook 2018: Return of the Business Cycle, packed with investment insights and market analysis to guide you through all the action we may see in the year ahead. “Return of the business cycle”...

 

Tuesday, November 7, 2017

I’ve always had a fascination with the word why. Like most people, I started asking why around the age of 3. Unlike most people, I never stopped! I think my natural inclination toward curiosity is one reason I love this business...

 

Monday, October 9, 2017

As many of you know, my wife and I are climbing to the top of as many of the US State Highpoints as we can. We just finished number 45, Borah Peak in Idaho. What an awesome experience! We climbed about 5,500’ up to the summit in...

 

Thursday, August 31, 2017

One of the biggest mistakes I see as a financial planner is clients who have purchased too much house. What defines too much house? Total monthly costs that keep one from meeting other goals such as saving for college and retirement or...

 

Wednesday, July 26, 2017

The LPL Research Midyear Outlook: A Shift In Market Control states the following four themes may be key to the markets over the balance of 2017: Monetary policy: Slow path to normalization. Maintaining economic growth without...

 

Friday, July 7, 2017

Remember the game show, Who Wants to be a Millionaire? The show first aired in the United States in 1999. Essentially, contestants answer increasingly difficult multiple-choice questions to win cash - up to $1 million, or even more in...

 

Monday, May 22, 2017

The other day, my children were joking about my getting older and how I better not expect them to take care of me as I age. Initially, this was said with straight faces – it took me a moment to realize they were just kidding. But...

 

Friday, April 21, 2017

I hate annuities! Well, I really don’t. But I am amazed at how many people do. I heard this phrase just last week from one of our clients. I hear it all the time on the radio, on tv, from people who work in the financial services...

 

Monday, March 20, 2017

I’m really saddened by the lack of financial literacy in our country. Study after study shows that we don’t understand basic financial concepts. A 2015 study conducted by the FINRA Foundation found that nearly 2/3 of...

 

Monday, February 13, 2017

Ok, before I even begin, I want you to know that I believe your investments are important, that their results are important, that we should spend a lot of time making sure your investment strategy is appropriate for your goals. There I...

 

Tuesday, January 17, 2017

Please read our latest blog on why comparing investment performance to "the market" may not be the best idea.

 

Friday, December 9, 2016

One of the more challenging tasks for families is determining how much money they can withdraw from their investment accounts each and every year during retirement. The task is challenging because most families want to make sure they...

 

Friday, November 11, 2016

Wow! That’s what I feel at the moment. On one hand, I’m glad this election cycle is over. On the other hand, I feel a sense of history. As a nation, we nominated the first woman to be President of the United States. As a...

 

Friday, October 7, 2016

A little over two years ago, I was looking for something different to do on our wedding anniversary. I’m not sure how I came to the conclusion that doing something outdoors would be appropriate, but that’s what I decided....

 

Wednesday, September 7, 2016

Sign #1: You have no idea how much annual income your investments will generate during retirement. Why it matters: Most retirees don’t understand what level of spending is sustainable over the course of what could be a long...

 

Sunday, August 7, 2016

Choosing a financial planner could be the one of the most important decisions you make. With so many candidates from which to choose, it might be helpful to learn some of the industry jargon, understand the...

 

Monday, July 25, 2016

A client recently commented, “I heard that minimizing the expenses of my mutual funds is the most important part of investing.” My response was, “you have been the victim of unbelievably effective advertising!" After...