Integrated Wealth Management

“Most people don’t plan on failing, but many people fail because they don’t plan.”

We believe financial success starts with a written financial plan. Your plan will help you focus on the way to manage your money, time, and resources so that you can ultimately enjoy the things that are most important to you. Our Planning process includes six steps:

1. Understand your unique personal and financial circumstances
2. Help formulate your family’s goals
3. Analyze your current strategies, including investments
4. Identify known risks
5. Develop customized recommendations
6. Implement action steps in the proper sequence

“If you don’t know where you are going, you’ll probably wind up somewhere else.”

Financial plans can quickly become outdated as circumstances change, both in your life and in the world around you. For this reason our process is dynamic. We meet with you at regular intervals to update your goals, assess new risks, be proactive with regard to tax laws, adapt to new family circumstances, and assess changing investment and economic environments - all with the goal of helping you refine your strategies and stay on track.

“Life presents many choices, the choices we make determine our future.”

Ongoing communication is an essential part of our process, which is why we invite you to call us with questions, concerns, pending decisions, and any life changes. We will give you advice based on our understanding of your specific financial situation, and, if appropriate, after analyzing the impacts, and determining whether action is needed, will help you integrate any changes into your overall financial plan. We are here when you need us – and when you might not even know you need us, because even a small change can have a massive ripple effect on your finances. Simply put, our goal is to help you stay on track.