Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Should You Invest in Exchange Traded Funds? There are hundreds of ETFs available. Should you invest in them? Three Key Questions to Answer Before Taking Social Security When to start? Should I continue to work? How can I maximize my benefit? The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are.